dog with laptop
Email page PDF view Print view Email Alert Social media sharing
Performance Ratios (%) SSFN Peer Median Peer Average
ROAA 0.86 1.00 1.07
ROAE 10.54 10.11 11.17
Net Interest Margin 3.14 3.53 3.60
Efficiency Ratio 69.78 61.05 57.32
Loans / Deposits 93.77 103.24 99.89
Asset Quality Ratios (%)
NPAs / Assets 0.76 0.99 1.02
NCOs / Avg Loans (0.11) 0.02 0.05
Reserves / Loans 1.08 1.15 1.13
Reserves / NPAs 109.41 98.00 103.19
Capital Ratios (%)
Tier 1 Capital 11.33 12.16 11.73
Tangible Equity / Tangible Assets 8.39 8.98 9.03
Total Equity / Total Assets 8.39 10.21 9.68
Market Ratios
Price / Earnings (x) 9.95 12.19 12.96
Price / Book (%) 100.18 114.64 122.44
Dividend Yield (%) 1.30 1.40 1.55
Data for trailing four quarters

Stewardship Financial Corporation's peer group consists of the following: 1st Colonial Bancorp, Inc. (FCOB), 1st Constitution Bancorp (FCCY), Bancorp of New Jersey, Inc. (BKJ), BCB Bancorp, Inc. (BCBP), Parke Bancorp, Inc. (PKBK), SB One Bancorp (SBBX), Two River Bancorp (TRCB), Unity Bancorp, Inc. (UNTY)

Stewardship Financial Corporation's financial data is as of 12/31/2018.

Peer financial data is as of 12/31/2018 except for these companies:

Unity Bancorp, Inc.'s financial data is as of 3/31/2019.
1st Constitution Bancorp's financial data is as of 3/31/2019.
BCB Bancorp, Inc.'s financial data is as of 3/31/2019.
Parke Bancorp, Inc.'s financial data is as of 3/31/2019.